Retrospective Building Warranty

Cover Your Sale with a Completed Housing Warranty

If you intend to sell a property that has been built in the last 10 years you will need a Retrospective Completed Housing Warranty.

The good news is we can help and we arrange plenty of Retrospective Warranties. The reason is lenders will not provide a mortgage without a retrospective warranty, as this provides insurance and peace of mind against any structural issues during the first ten years.

Retrospective Completed Housing Warranties are available, subject to the lender, and we can assist you with the process to ensure you obtain the right policy and most importantly, this will be acceptable to the buyer and lender.

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If you built a block of 15 flats four years ago and now intend to sell, a Structural Warranty will be required by mortgage lenders who are providing finance to each new purchaser. Alternatively if you decide to refinance your existing loan with another mortgage provider, then it is very likely that lender will require a Structural Warranty.

Key features of a Retrospective Completed Housing Warranty

A Retrospective Completed Housing Warranty, is specifically designed for a completed property. A full structural survey will be required prior to the inception of the policy in order to identify any existing issues so that they can either be rectified or excluded from the policy.

The key features of a completed housing warranty are as follows:

  • Cover available for the balance of 10-Years from the date of Building Regulations Sign Off
  • Fast turnaround
  • Policy covers the cost of complete or part rebuilding in the event of a defect or structural failure
  • Recognised by UK Finance listed Mortgage Lenders
  • Dedicated Account Handler
  • Fully assignable to all future owners
  • Peace of Mind

What is Involved in Obtaining Completed Housing Warranties

We are passionate about Customer Service and believe in making life simple. In order to obtain a quote, we will require the following:

  • 10 Minute Phone call with yourself so we can complete the online application form
  • Set of construction drawings
  • Site investigation report, if applicable
  • Building Control Sign Off Certificate
  • Electric Certificate, Gas Certificate (if applicable), EPC
  • Further project specific information may be requested following the application

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If you need any more information on this service or have any general questions, please do get in touch.

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