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What is Site Insurance?

This is essential for every Self Builder when investing money into your project, whether it is a Conversion, Extension or complete New Build. Cover is similar to a domestic house insurance and contents policy, and covers the building while under construction. It protects against losses caused by fire, flood, theft, vandalism and accidental damage eventualities that could cost time and money. Building site insurance is as essential to the safe and successful construction of a new development as the tools and materials used to physically create a building and should not be overlooked in an effort to save a small amount of money.

What Does a Site Insurance Policy Cover?

Most site insurance for property developers will cover tools, plant and site huts or caravans that have been hired and are on site during the project. Just as it is important to secure your home in order to validate the insurance policy it is important to remember to keep the site locked and secured when not in use in order to deter potential thieves. Securing the site in this way not only reduces the risk of crime but it also ensures that, should the worst happen and vital tools and equipment is stolen or vandalised, the property development insurance policy that is covering the site will be perfectly valid and will alleviate the financial repercussions of such an event.

Get a Site Insurance Quote Today

Our team at Evolution Insurance Services have a vast depth of knowledge and experience in dealing with the intricacies of building site insurance and we work with a network of underwriters to enable our clients to access the most appropriate insurance products. If you would like to obtain a quote for site insurance or would like to find out more about what is covered by such a policy please get in touch today to discuss the matter. You can call directly on 01799 512039 or 01799 512037 or go to our Contact Us page and fill out our straightforward contact form. Once the form is submitted a member of our team will be in touch.

There are responsibilities of being a site owner, as you have to consider liability to both members of the public and employees, so you shouldn’t skimp on Site Insurance – it’s vital!

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